Credit Risk Management
- Assess borrower and counterparty creditworthiness
- Automate credit scoring and limit approvals
- Track exposures and concentrations in real time
- Set early warning triggers for deteriorating credit
- Manage loan portfolios and provisioning
Market Risk Management
- Monitor exposure to FX, interest rates, commodities, and equities
- Calculate Value at Risk (VaR) and run stress scenarios
- Perform sensitivity and scenario analyses
- Set real-time alerts for market movements
- Simulate impact of market volatility on positions
Portfolio Risk Management
- Evaluate portfolio risk/return trade-offs
- Optimize asset allocation with real-time analytics
- Aggregate risk across asset classes and geographies
- Identify diversification gaps or overexposures
- Run performance attribution and scenario modeling
Bank Risk Management
- Monitor enterprise-level risk across departments
- Ensure compliance with Basel III/IV and internal limits
- Conduct capital adequacy and liquidity stress testing
- Support asset-liability management (ALM)
- Generate board-level and regulatory reports with confidence
Trading Risk Management
- Monitor real-time risk exposure across trading books
- Track P&L, positions, and limits by trader or desk
- Automate margin and collateral calculations
- Flag breaches and anomalies instantly
- Support compliance with MiFID II and internal trading rules
Liquidity Risk Management
- Forecast short- and long-term cash flows
- Analyze funding gaps and liquidity coverage
- Simulate liquidity stress scenarios
- Optimize liquidity buffers and funding strategies
- Automate regulatory liquidity reporting (e.g., LCR, NSFR)
Our Clients Say It Best
We care about your business, focusing on success and timely delivery. Read what our clients have to say about our collaboration.
"I’m really satisfied with the relationship. We track the work's status with them on a weekly basis, both internally and then with the customer just to be sure that all tasks are fully completed to satisfaction. We haven’t had any kind of problems with them.
Coherent Solutions doesn’t need to be micromanaged. They’re precise and if we give them proper specifications, they’re able to finish tasks on time without any issues. "
"Coherent Solutions' most impressive feature is their excellent problem-solving. There haven't been many things where they haven't been able to find an appropriate solution. For example, we have the challenge of being a 24/7 business, and because they're in Eastern Europe, no one is available if there's an issue in the middle of the night.
The team came to us with a solution for how they could provide 24/7 service through an emergency line that would wake up a team member. We would also see them acknowledge the request, and then they would quickly resolve the issue."
"The resources provided to us were really invested in the project and had a lot of passion. It wasn’t just a matter of us making decisions and having them do the implementation — they shared a lot of suggestions and opinions, and it felt like they were really interested in the success of our project, team, and company.
If they weren’t going to make our deadline for whatever reason, they always let us know in time. Not everything made it in time, but I wouldn’t say that any of that was really their fault. There were some specifications that we didn’t get from the business side in time or we didn’t make data available. They worked with us to ensure the project made it on time."
